What is HomAuto Insurance?

HomAuto insurance is not a typo of home and auto insurance.  HomAuto is home and auto insurance together in one policy.  Why would you want home and auto insurance in one policy?  Simple, to save money!  Besides saving money you have the convenience of having home and auto insurance with the same insurance company.  Another benefit is having one deductible for both policies.  Home and car owners should seriously consider a HomAuto policy when shopping for insurance.

How Much Can I Save?

Savings veries between insurance carriers.  Bundling home and auto insurance can save you up to 15% on your total policy.  Some insurance carriers even bundle the deductible.  Having a single deductible means once it is paid for with one of the policies the other is too.  This is a big savings if you have a claim on your home and auto insurance during the same year.  Having both policies together is convenient when it is time to pay you premium or when it is time to make a claim.  It gives you a single point of contact for your insurance needs and one less bill to forget about.

Which Insurance Company Should I Choose?

Many insurance companies offer homauto insurance.  Shop around to look for the best policy that fit your needs.  Every insurance carrier has their strengths and weaknesses.  Price should not be the only fact in deciding which carrier to choose.  You need to consider many factors in choosing an insurance policy including the deductible, payout time and customer service.  Shop around for quotes and read online reviews about how the insurance carrier handles claims.  Paying a low price can end up costing you more in the long run if the insurance company does not pay out their claims in a timely manner.  If you are happy with the service your current carrier offers then contact them first and ask if they have and deals for bundling your home and auto insurance together.

What Should I Look For In A HomAuto Policy?

Price is a definite factor, but not the only one.  Look for a policy that is going to fit your needs for both home and auto insurance.  You might find a policy that fits you home insurance needs, but it may lack the coverage for you automobile.  Compare the yearly cost, deductible and coverage levels.  One policy may be cheaper, but paying a few dollars more with another insurance company may provide you with more coverage.

Who Sells HomAuto Policies?

Most insurance carriers who sell home and auto insurance have discounts for combining both insurance policies.  Below is a list of some of the insurance companies that will give you a discount for bundling your home and auto insurance.

• State Farm
• Farmers
• Allstate
• Liberty Mutual
• Progressive
• Geico
• Travelers
• Amica

The insurance company that you choose may not refer it as homauto insurance.  Most of them will have their own name for their bundle plans.